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Traditionally, “spot” refers to fixing the rate now for payment in two days’ time. At Halo Financial, you can fix a rate for same day payment on major currencies. You can fix the rate for up to five working days for a spot trade with Halo Financial.

Halo Financial operates faster payments and is part of the prestigious Society for Worldwide Interbank Financial Telecommunication (SWIFT) network, which enables financial institutions worldwide to send and receive information about financial transactions in a secure, standardised and reliable environment.

You can rest assured that any payment we make or receive for you is done so in the most efficient and safest way possible.

How it works...

We follow a simple 3 step process...

Our services are designed to make your life easier. We’ve designed a simple, three step process for how you can get started trading with Halo:

1. We discuss your specific requirements, so we understand what you do and what you need to protect your business against currency risks.

2. Halo Financial creates a custom currency strategy to meet your needs and those of your business.

3. Your experienced Currency Consultant will continue to review this strategy to ensure it is fit for purpose and meets your needs.


Hundreds of reviews showing Halo's excellent customer service.
Gold Merchant Status for the fourth year running.
Average Customer Rating:
Independent Service Rating based on verified reviews. Read all reviews
All aspects of the service from Halo was outstandi...
19th Aug
"Great personal service and competitive rates."
Great personal service and competitive rates. Alas...
19th Aug
"Ease of use"
Quick and easy transfer of money across countries
Vanessa Ifill - 18th Aug
Very smooth transaction
18th Aug
Werevery happy with the efficiency and how fast ou...
Wendy Kneebone - 12th Aug
"Great service. Well happy init"
Great service, very professional, quick, thorough ...
Ben Barker - 11th Aug
Simple efficient value for money seamless transact...
11th Aug
"Fantastic service would highly recommend them"
I needed to transfer funds from our late fathers e...
11th Aug
Great to deal with, helpful and efficient
Catherine Longhurst - 11th Aug
"Very helpful and smooth transition."
Jonathan was great. He explained everything clearl...
Stacey Grant - 11th Aug
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