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Regular currency trades (RCTs)

Protect yourself with our solution for regular currency trades...

Whether you're at home or abroad, we have developed a simple, flexible and cost-effective payment solution for those making regular currency trades.

What types of RCTs can I make? Examples include
Sending money regularly
for mortgage/property maintenance/bills
Living or working abroad
receiving a UK pension/salary
Personal payments
to or from relatives/friends abroad

Why choose Halo Financial for regular payments?

Saving you money
If you're still using a bank for your RCTs it’s likely you are being charged a transfer fee (£40+) and commission for each transaction. You could be losing out through unfavourable exchange rates, too.
Low minimum amounts
There is no maximum limit to how much you send and you can send as little as £250 per month, £400 bi-monthly or £500 quarterly.
Flexible, automated and reliable
Our RCT service is automated, so you won’t need to worry about remembering to make your next payment. You won't miss any of your payments, or be hit with any late payment fees.

Benefits of setting up a RCT plan

1. Flexibility
Customise the plan around your needs, choosing when you want to start, the duration and frequency of payments.

2. Efficiency 
Manage your budget more effectively by always knowing what you need to pay.

3. Peace of mind
Eliminate the uncertainty of volatile currency market by setting the exchange rate and payment amount in advance.

Your RCT plan

There are three different ways to set up your RCT. Choose from:


Over 880 recent reviews showing Halo's excellent customer service.
Gold Merchant Status for the fourth year running.
Average Customer Rating:
Independent Service Rating based on verified reviews. Read all reviews
"Excellent again"
Excellent service again with an excellent customer service to go with it ...
Peter Walter - 13th Apr
"Easy to use, easy to understand and no delays"
No fuss, accommodating service whilst we set up an account and the money was received very promptly once details given. We were advised at each stage of the process
Mr and Mrs Faulkner-Shotter - 29th Mar
As usual I received friendly efficient service and look forward to more deals with Alastair and his team.
George Matheson - 6th Mar
"Very good"
I have always had good service from the staff at Halo. The transfers have arrived in my bank promptly and efficiently. I have been making these transfers for some years and they have been consistently efficient. I would recommend Halo to other people.
Adele Krieger - 5th Mar
Halo Financial provided us with a hassle free service. I would be happy to recommend their services.
Suzanne Macintyre - 2nd Mar
Fast friendly efficient service with no fuss
Kevin Tulloch - 26th Feb
Simon Hughes - 14th Feb
I would highly recommend Halo Financial
Debbie Baston-Scott - 13th Feb
"Excellent Money Transfer Service to Thailand."
First Class service. Emails were prompt and provided all necessary information. All communications, receipts, transfers were issued within hours. Staff were efficient and friendly. This is the second time I have used your services and I will use them again for sure. To me it was a smooth team effort between your staff and my wife and I. Keep up the very good work. We are delighted clients.
Rudi Harders - 7th Feb
Professional and efficient
2nd Feb
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