Personal Finance News

couple using laptop

The benefits of using Halo Financial for making secure payments internationally

Discover the benefits of selecting a trusted currency exchange provider to make secure payments overseas, and how Halo Financial can help you make the most of our safe transfers.
man giving debit card for payment

What is the best way to make an international money transfer?

, ,
There are many reasons why you might need to make an international transfer, whether you're paying for overseas property, paying overseas tuition, or sending money to family and friends. There are a few different ways that you can send money overseas, however, some methods are better than others. 
a man signing on bank account opening form

Opening a Bank Account in Spain

, , , ,
There are many reasons why you might want to open a bank account in Spain. You might be purchasing a holiday home, studying abroad, or moving to the country permanently. If this is the case, you'll be pleased to hear that opening a Spanish bank account as a non-resident isn't as difficult as it might sound.
payment machine on three mastercards

How long does an international bank transfer take?

, , ,
Whether you're an expat, international student, or business owner, we know how important it is for international payments to arrive promptly. Sending money overseas is less complicated than it may initially seem however, there are a few factors that determine the processing times of your transfers.
dollar exchange rate experiences an increase signal

What makes exchange rates move?

Exchange rates are moving all the time and sometimes they move unfavourably or unexpectedly. There isn’t one specific day, week, or month of the year that’s better for exchanging your currency.
FX foreign exchange market vector logo

Forex brokers vs banks: Which is the best option?

, ,
Whether you have plans to work, study, or live abroad, you have probably thought about the most efficient way to transfer your money abroad. With so many options available, we’ve outlined the benefits of using a forex broker over your bank.
A miniature man and a miniuature woman sitting on top of a pile of coins representing gender equality

Gender equality – getting women into finance in 2021

, ,
Whilst figures have improved over the years, there is still a shortage of women in finance in the UK, with initiatives such as the women in finance charter hoping to improve gender equality.
Real estate agent giving keys to apartment owner, buying selling property business. Close up of male hand taking house key from realtor. Mortgage for purchasing flat, getting access to own home after a real estate investment

Mortgage trends in 2021 – Loan products and 95% LTV offers

Banks launch new mortgage loan products for buyers and mortgage support services for homeowners in 2021. See more about mortgage rates and trends for 2021 and some interesting news about Self Employed mortgages, shared ownership and the government help to buy scheme
self-build mortgage

MPs reject SVR cap for mortgage prisoners but rates dip

Borrowers are frustrated by MPs decision to reject the SVR cap on mortgage rates. Mortgage rates decline again and self-build mortgages are introduced. The Saffron Building Society has also launched two new large loan products to entice prospective property buyers. The self-build loan products will be made available...
UK Property Sales

UK Property Sales Reach 16 Year High

Soaring demand for UK property has been ignited by numerous government schemes to make UK housing more affordable, with demand set to continue for the remainder of 2021. Recent data from Her Majesty's Revenue and Customs (HMRC) revealed UK property purchases rose to a record high in March 2021 to levels not seen since...
UK Property Market

Rishi Sunak Launches 95 per cent Mortgage Scheme

, ,
Aspiring homeowners can now purchase a property with as little as a 5% deposit due to the UK government’s new 95% mortgage scheme. The UK’s 95% mortgage scheme has been welcomed by the public and the property industry following a surge in UK property demand
mortgage, investment, real estate and property concept - close up of home model, money and house keys

Habito launches 40-year fixed-rate mortgage in 2021

UK homebuyers offered more mortgage options in 2021, with the return of the 5% mortgage deposit scheme and a new 40-year fixed-rate mortgage. According to the independent mortgage monitor Moneyfacts, there are 3,532 products on offer - the highest number of available mortgage options since...
Holiday let mortgages are being reintroduced in the UK amid easing of lockdown restrictions

Return of 5% mortgage scheme for buyers

Budget 2021: Chancellor Rishi Sunak announces a stamp duty extension and brings back the 5% mortgage scheme for buyers to boost the housing market. The UK property market defied all consensus expectations during the Coronavirus pandemic, courtesy of the Treasury's property tax holiday, which triggered a ...
UK tax reforms

Will tax hikes support economic recovery from the pandemic

Rishi Sunak is expected to announce changes to tax policies in his March Budget. Avoid tax traps and hefty bills by making sure you’re aware of the rules. According to new research from the financial services network Openwork, parents and grandparents are at risk of facing hefty tax bills...
Riski Sunak Budget

Spring Budget 2021 – What can we expect from Rishi Sunak

Information and predictions on Chancellor Rishi Sunak’s March budget, including insight into rumours over a possible tax hike for businesses. We have the professionals' opinions on what may be included in the budget...
A couple thinking of property purchase after Brexit

Lenders reintroduce mortgage deals as mortgage holidays end

Mortgage lenders are reducing rates and resuming 10% deposit mortgages in 2021 to give buyers more options amid the pandemic. Mortgage availability has risen to its highest level since April with top mortgage deals including...