Halo Financial – Terms of Use

This website (the ‘Website’) is operated and maintained by Halo Financial Ltd. Access is provided only in accordance with the following Terms and Conditions (the ‘Terms’). In this policy ‘we’, ‘us’ and ‘our’ shall mean Halo Financial Ltd.

Halo Financial Ltd is based at Battersea Studios 2, 82 Silverthorne Road, London, SW8 3HE under company registration number 5155787, with registered offices located at Stoughton House, Harborough Road, Oadby, Leicester, LE2 4LP. Halo Financial is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017, registration 528727, for the provision of payment services.

Use of the website

This Website is for your personal use only. You are wholly responsible for use of the Website by any person using your computer and you must ensure that any such person complies with these Terms.

You may access the Website for your own personal use of the facilities offered. You may not otherwise copy, modify, distribute, transmit, reproduce, display, licence, alter, store, publish or create imitative works from any part of this Website. That includes but is not limited to any text, images, and design for public or commercial purposes.


All information contained in this Website is owned by or licensed to Halo Financial Ltd unless otherwise noted and is copyright protected. Changes to the terms

The information, material, and content provided on the Website may be changed at any time without notice. Changes may be made to the Terms at any time without notice and you agree to review the Terms regularly and your continued access to or use of the Website will mean that you agree to any changes. Limitation of liability 

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness, completion, suitability, reliability, performance, freedom from viruses or timeliness of the content or services contained within this Website, information is provided on an ‘as is’, ‘as available basis and we do not give or make any warranty or representation of any kind, whether express or implied. Furthermore, but without limiting the exclusion, the information contained in this Website is intended for private individuals and companies who need to make physical delivery overseas payments in foreign currency against genuine payment liabilities only and not for speculative purposes.

The use of the Website is at your own risk. We shall not be liable for any loss or damage (including without limitation loss of profit or loss of use) whatsoever and howsoever arising as a result of your access and use of, or reliance on the information contained on this Website or any information transmitted by way of this Website, to the maximum extent permitted by law.

We do not represent or warrant that the Website will be available to meet your requirements, that you will receive the services for which you register, that access will be uninterrupted, not delayed, malfunction, experience errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You are solely responsible for protecting your own equipment and for implementing adequate precautions to scan for viruses or other destructive properties. Linked sites

We may provide access to other third-party websites and do so for information purposes only and solely as a convenience to visitors of the Website. We have no control over these links and do not verify the accuracy of the information and make no warranty, either express or implied, as to their content. You use these links at your own risk and we will not be responsible or liable for any damages or in another way in connection with linking. In creating hypertext links to any third-party website, we are not recommending, endorsing, or providing any assurances as to its standing.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website or whether they are virus free.


By communicating with us over the Internet by email you accept the risk that the message could be intercepted, lost or altered by third parties, as the Internet may not be secure. A ‘receipt’ acknowledgement of an email does not guarantee that we have received your message, only that the message has been routed into the Internet. We are not responsible for email and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us, or any message sent by us to you over the Internet.No offer

The information on this Website or opinion contained therein, accompanying documents, or transmissions are for information purposes only and do not, nor should be construed as, containing financial advice nor intended as a solicitation for funds or a recommendation to trade. Any pricing displayed is indicative and does not, and is not intended to, constitute either an offer to buy or sell nor a representation that a purchase or sale can be effected at that price.

Access restriction 

We, at our sole discretion, reserve the right to deny you access and use of any part of the Website without notice.

Users and governing law

The Website is currently intended to be accessed from within the United Kingdom and we make no representation that the information therein is appropriate for any other location or that it complies with the laws of any other country. If you access this Website from a country that doesn’t allow it, then you should observe any such local legal restrictions and not use it. The Terms are governed by the laws of England and Wales and you agree that any disputes, which cannot be resolved by us, shall be decided by the English courts.